The People Behind FINAMCA SPA
The strength of FINAMCA SPA lies in the experience, integrity, and dedication of our team. Our professionals bring backgrounds spanning corporate banking, credit risk management, structured finance, and regulatory compliance — combining institutional rigour with the agility of a specialised non-bank lender. We operate as a cohesive unit where every team member is accountable to the same standards of transparency, client care, and responsible lending. Getting to know our team means understanding the values that underpin every credit decision we make.
Adrian Marceau
Chief Executive Officer
Adrian has over two decades of experience in structured lending and non-bank financial intermediation across European and emerging markets. He founded FINAMCA SPA with the conviction that creditworthy borrowers deserve access to well-structured financing beyond the confines of traditional banking. Under his leadership, the firm has built a reputation for disciplined credit culture and client-first decision-making.
Sophia Kellner
Head of Credit & Risk
Sophia leads all credit underwriting and portfolio risk management activities at FINAMCA SPA, bringing fifteen years of experience in corporate credit analysis and risk frameworks. She designed the firm's internal credit assessment methodology, which balances quantitative financial analysis with qualitative business evaluation. Her team is responsible for maintaining the quality and integrity of the entire lending portfolio.
Marco Delacroix
Director of Business Development
Marco is responsible for client acquisition, strategic partnerships, and expanding FINAMCA SPA's presence among SME and corporate borrowers. He has spent his career building lending relationships across manufacturing, trade, and services sectors, and understands firsthand the financing challenges businesses face at different stages of growth. His approach is consultative — focused on understanding a client's actual needs before proposing any product.
Lena Vasquez
Head of Consumer Lending
Lena oversees FINAMCA SPA's personal loan and consumer credit division, with a strong emphasis on responsible lending practice and client financial wellbeing. She has spent a decade working in retail credit across both bank and non-bank environments and brings deep expertise in affordability assessment and consumer protection standards. Lena ensures that every individual client receives clear, honest communication from application through to final repayment.
Oliver Brennan
Chief Compliance Officer
Oliver manages FINAMCA SPA's regulatory compliance programme, ensuring that all lending activities meet applicable legal and ethical standards. He has extensive experience advising financial intermediaries on licensing, anti-money laundering obligations, and conduct requirements. His presence in the leadership team reflects the firm's commitment to operating transparently and within the bounds of the law at all times.